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Investment Process

Our investment process starts by carefully identifying experienced money managers whose investment styles complement our own. Prospective investments are first qualified based on in-depth financial analysis by our portfolio managers. Companies must fit into our overall investment strategy and offer attractive potential returns. Once we have identified financially attractive opportunities, we analyze how these companies treat the environment, their employees, their communities and the safety of their products.

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For more information on any Calvert fund, please call Calvert at 800.327.2109 for a free prospectus. An investor should consider the investment objectives, risks, charges, and expenses of an investment carefully before investing. The prospectus contains this and other information. Read it carefully before you invest or send money.

Calvert mutual funds are underwritten and distributed by Calvert Distributors Inc., member FINRA, a subsidiary of Calvert Group, Ltd.

Institutional Funds/Separate Account Services: 800.327.2109
Cash Management: 800.317.CASH

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© 2008Calvert Group, Ltd., a UNIFI Company(SM).
Calvert mutual funds are underwritten and distributed by
Calvert Distributors Inc., member NASD, a subsidiary of Calvert Group, Ltd.
1-800-368-2745
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