| | | Save at Work - Meet Calvert - FAQ

1. Why should I invest with Calvert?

2. How much should I save for retirement?

3. How do I determine what type of investor I am?

4. How do I choose the right investment mix?

5. Does Calvert offer a savings plan for my children's education?

6. How can I find a financial advisor to help me with my financial planning needs?

7. Besides my employer's plan, what other retirement vehicles are available to me?

For more information on any Calvert fund, please call Calvert at 800.327.2109 for a free prospectus. An investor should consider the investment objectives, risks, charges, and expenses of an investment carefully before investing. The prospectus contains this and other information. Read it carefully before you invest or send money.

Calvert mutual funds are underwritten and distributed by Calvert Distributors Inc., member FINRA, a subsidiary of Calvert Group, Ltd.

Institutional Funds/Separate Account Services: 800.327.2109
Cash Management: 800.317.CASH

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© 2008Calvert Group, Ltd., a UNIFI Company^(SM).
Calvert mutual funds are underwritten and distributed by
Calvert Distributors Inc., member NASD, a subsidiary of Calvert Group, Ltd.
1-800-368-2745
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