Important Legal Information

Disclaimer

The information contained in this Web site and in any Calvert smartphone application is not an offer to sell or a solicitation of an offer to buy any security or any insurance product. No security or other product offered by Calvert Investment Distributors, Inc. and its affiliates is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the securities laws or other laws of such jurisdiction. No such security or product is offered or will be sold in any jurisdiction by an entity that is not properly licensed to do so in such jurisdiction. Some products may not be available in all states. In addition, the prospectus information available on our Web site is posted for informational purposes only.

For more complete information about Calvert Mutual Funds including a description of charges and expenses, call 800.368.2748 for a free summary prospectus. Read them carefully before you invest.

Calvert Privacy Policy

We value our relationships with our investors, shareholders and financial professionals. Therefore, we are committed to providing our customers with a secure and confidential environment -- one that respects your right to privacy and security with regard to your personal and financial information. It is important for you to know that:

Additional information on Calvert's Privacy Policy.

Additional Information - Internet Security

Calvert is concerned about maintaining the privacy and security of your account information. Our site allows you to access your confidential account records. To protect this information we encrypt data using Secure Socket Layer (SSL) technology.

All information used or collected by our site is stored on servers and databases that are protected by firewall technology, housed in a secure building, and inaccessible via the Internet without proper security authentication.

Cookies
To enhance your visit to our Web site, and to enhance security when accessing account information, we may assign your computer browser a unique random number, called a "cookie." Your privacy and security are not compromised when you accept a cookie from our Web site. Cookies are encrypted and sent securely, and a cookie cannot read data from your computer's hard disk or read cookie files from other Web sites.

Calvert.com Visitor Tracking Opt-Out
Calvert uses software to track visitor behavior on our web site. We use this data to improve our site to better serve our visitors.

If you prefer we did not track your activity, you may use the options below to indicate your preferences to our tracking software.

Please note that this works by creating an "opt-out" cookie on your computer, which our tracking software looks for every time you come back to our site. If this cookie is deleted, you must indicate your preferences on this page again.


Password Security
You, too, are responsible for the security of personal account information when using our online and telephone account services. Your password is your private entry key into your confidential account records. You should never share it with anyone and we recommend that you periodically change your password.

To provide added protection for your personal information, after 20 minutes of inactivity while you are logged in to our online account services, you will be logged out. To restart your Account Access session, you will need to login again. Also, as a precaution, if you enter your PIN incorrectly on 3 successive attempts your user ID will be temporarily suspended. You will need to contact Calvert Client Services at 1-800-368-2745 to have it reinstated.

If you forget or lose your PIN, please call Calvert Client Services at 1-800-368-2745, Monday through Friday, 9 A.M. to 5:30 P.M. EST. Your PIN will be reset and you will need to go through the process of choosing a new PIN again. At no time will our associates be able to see your password.

After you finish accessing your account records, we recommend you log off. This prevents someone else from accessing your confidential account records if you leave your computer and your session has not "timed out" or automatically shut down. To prevent other users from viewing pages that your computer or browser may have temporarily stored, you should also shut down your computer after each session. Network users should consult their network administrators for additional security concerns.

Secure E-mail Communications
We welcome your correspondence via e-mail; however, internet and e-mail communications are not confidential. It is possible that information transmitted to us may be read or obtained by other parties. In an attempt to protect your privacy, our e-mail responses do not include personal account information such as social security numbers or account numbers.

When you send us e-mail, we keep the e-mail in our mail system for an indefinite period of time in case you have any follow-up questions. If you ask us for account maintenance, such as an address change, we will attach a copy of the e-mail to your correspondence record in our customer accounting system.

Links to Third-Party Content
Our Web site provides links to other sites for your convenience in locating related information and services. Calvert does not maintain these other sites and has no control over the organizations that maintain the sites or the information, products or services these organizations provide. Although we believe that the information from these organizations is reliable, we cannot guarantee its completeness or suitability for any purpose.

Calvert also is not responsible for any content, without limitation, appearing on our Web site where such content is provided by a third party. Third party content is provided for informational and educational purposes only. Calvert does not guarantee, and will not be liable for, the accuracy, results, completeness, correct sequencing, timeliness, delays, interruptions, or results of third party content and is not obligated to update such content.

Accordingly, Calvert expressly disclaims any responsibility for the content of these other Web sites, the accuracy of the information on these Web sites or the quality of products or services provided by the organizations that maintain them. The existence of such links or content should not be construed as a recommendation, endorsement, approval or verification by Calvert of any content available on third party sites. Calvert reserves the right to require written consent for, or request the removal of, any links to our Web site.  

Additional Questions?

If you have any questions or concerns, please contact us via e-mail at or call Calvert Client Services at 800.368.2745.

Intellectual Property

All information and material contained in this Web site and in any Calvert smartphone application is subject to applicable copyright and/or trademark protection laws. No permission is granted to copy, distribute, modify, post or frame any text, graphics, video, audio, software code, or user interface design or logos. Please be advised that Calvert  actively and aggressively enforces its intellectual property rights to the full extent of the law.

All information and content on this Calvert Web site and in any Calvert smartphone application is, subject to applicable statutes and regulations, furnished "as is," without warranty of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

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