What you can do if you are an Investor:

1. Check to see if your mutual fund company has a market timing policy.
   
2. Ask your financial advisor to include corporate responsibility as an investment criterion. Many financial advisors specialize in advising clients on how to invest in ways that are consistent with their values.
   
3. Know What You Own. Many mutual fund investors are unaware of the actual stocks comprising their portfolios. Often, investors are dismayed to discover that companies they consider problematic are actual holdings in their mutual funds - in other words, they are part owners of companies they would rather disassociate themselves from.
   
4. Choose mutual funds that incorporate corporate responsibility into their operations. Mutual funds can do this by:
   a. Screening companies on governance, environmental, and social issues, in addition to financial performance.
   b. Engaging in shareholder advocacy to encourage companies to improve.
   c. Disclosing their proxy votes and their proxy voting guidelines.
   d. Offering investors options for community investing
   e. Fully disclosing their fund holdings.
   f. Charging redemption fees to discourage short-term trading.
   

Influence corporate behavior and mutual fund reform:

1. Make sure your retirement plan has an SRI option. If your retirement plan does not offer an SRI option, we encourage you to contact your organization's Human Resources Department and request that one be added to your existing plan.
   
2. Vote Your Proxies. If you own company shares, take the time to make thoughtful decisions about how to cast your vote on important company issues.
   
3. Read your mutual fund's proxy voting guidelines. If you own a mutual fund, it probably votes your proxies on your behalf. Check to see if your fund votes your proxy in a way that is consistent with how you would vote, and find out if it lists  its proxy votes publicly.
   
4. Let your mutual fund company know about companies or issues that concern you.
   
5. Encourage organizations you are affiliated with to invest responsibly. As a member of a religious or community organization, you can have an influential voice in how that organization conducts its affairs.
   
6. Sign on to letters of concern.
   
7. Contact the SEC directly with any thoughts or concerns.